How to Set Up and Enable Payments in the Luminous B2B Portal

This guide will walk you through configuring payment processing and enabling automated billing for your B2B portal in Luminous.

Step 1: Set Up Your Payment Gateway

Supported Payment Processors

Luminous currently integrates with:

• Cybersource
• Authorize.net

If your organization uses a different payment processor, you will either need to:

1. Build a custom integration, or
2. Open an account with one of the supported processors.

Adding Your Payment Gateway

1. Navigate to System Settings in the bottom left-hand corner of the Luminous interface.
2. Scroll to the Payment Gateway section on the right.
3. Select your payment processor (Cybersource or Authorize.net).
4. Enter the required credentials:
   • Login ID
   • Transaction Key
   • Auth.net Key (for Authorize.net only)
   • Toggle Test Mode to False if you are ready to process live payments.

Tip: You can find step-by-step guides or video tutorials for configuring these settings on platforms like YouTube or through support resources like Monday.com.

Step 2: Configure Payment Options in the B2B Portal

1. Go to the B2B Portal Settings section.
2. Enable the following options:
   • Show Credit Card Form: Allows customers to input their payment details during checkout.
   • Disable No Payment Checkouts: Ensures that checkout requires payment.

When properly configured, customers will see the payment form during checkout, enabling them to pay with a credit card.

Step 3: Enable Automated Billing

Configure Invoice Types for Auto-Billing

1. Navigate to Invoice Types under the System Settings or Billing Settings.
2. Select the invoice type you want to configure for auto-billing.
3. Click Edit and adjust the following settings:
   • Apply Pricing Structure: Apply predefined pricing structures for this invoice type.
   • Payment Terms: Set terms such as "30/70" or other agreed-upon conditions.
   • Default Due Date: Define when payments are due.
   • Toggle Autopay On: This enables automatic payments for this invoice type.

Set Autopay Rules

1. Specify the conditions for autopay under Autopay After X Days.
   • Example: If you want the card to be charged 30 days after a shipment, enter "30."
2. Enable Automatically Email Invoice if you want the invoice emailed to the customer when triggered by the autopay rule.
3. Click Submit to save your settings.

Summary

By completing these steps, you will have successfully:

• Linked your payment processor to Luminous.
• Enabled the payment process in the B2B portal.
• Configured automated billing to charge customers according to predefined rules.

This setup ensures seamless payment workflows and a smooth experience for your B2B customers.